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55%

Easy way to pay monthly credit card balance
Don't pay interest! Enter credit card purchases into your checkbook like a debit. It helps to use red ink for the debit part. When your bill comes, just add up the red figures and pay off the balance. You'll be working from real balances and can't overspend. This is great for first time cardholders.

Rebecca in Springfield, Ohio | Tips Published: 2

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50%

How to manage fluctuating income
If you don't have a regular salary and have trouble sticking to a budget, try putting all your income into a savings account and giving yourself a monthly "salary" from this savings account. Make sure you've done the math and have a good idea how much is your average income.

Meili in Orem, UT | Tips Published: 3

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